Accept digital dollars, get paid in pesos in minutes to your bank account
Millions of people in Mexico, tourists, remote workers, digital nomads, hold money in digital dollars with nowhere to spend it. Penny lets your business accept them. You receive pesos in your bank, same day, zero fees.
- Pesos in your bank account in minutes
- 0% commission
- All you need is your phone and the Penny app
- Best exchange rate available
For your business
Open your doors to millions of customers.
Digital dollars are already here. Your business just needs to be ready.
How it works
From sign-up to accepting dollar payments in 5 minutes.
Enter an amount in pesos. Penny converts it to dollars and generates a QR code. Your customer pays from their phone. Pesos hit your bank account in minutes.
Create your account
Sign up with your email, a government-issued ID, and your bank account number. You'll be ready to accept payments in under 5 minutes.
Enter the amount
Type how much you want to charge in pesos. Penny converts to dollars and generates your QR code instantly.
Your customer scans and pays
They scan the QR code and send USDC or USDT from their wallet or exchange app. You get confirmation in seconds.
Receive pesos in your bank
Within minutes, pesos land in your bank account via direct transfer. Zero fees, always.
The Penny app
Meet Penny.
Built to be simple. Enter the amount. We handle everything else.
Compare
Credit cards and Mercado Pago charge 3–5%. Penny charges 0%.
Your money arrives today. Not in weeks.
| Característica | Penny | Mercado Pago/Banks/Cards |
|---|---|---|
| Accepts digital dollars | Yes | No |
| Commission | 0% | 3–5% per sale |
| Settlement time | In minutes | 1–30 days |
| Chargebacks | None, ever | Frequent |
| Equipment needed | Just your phone and the Penny app | Payment terminal |
FAQ
Common questions.
Waitlist
Start accepting dollars at your business
Join the waitlist. We'll reach out as soon as Penny is available in your area.
You're on the list!
We'll be in touch as soon as Penny launches near you.
- 🔒 Data protected
- 🌎 Built for Latin America
- ⚡ Zero fees
- 🚫 No spam