Accept digital dollars, get paid in pesos in minutes to your bank account

Millions of people in Mexico, tourists, remote workers, digital nomads, hold money in digital dollars with nowhere to spend it. Penny lets your business accept them. You receive pesos in your bank, same day, zero fees.

  • Pesos in your bank account in minutes
  • 0% commission
  • All you need is your phone and the Penny app
  • Best exchange rate available

For your business

Open your doors to millions of customers.

Digital dollars are already here. Your business just needs to be ready.

0% commission. No fine print.
Your money today, not in three days.
1 USD = 17.15 MXN
Reference exchange rate · Updated today
The best exchange rate available.
All you need is your phone and the Penny app.

How it works

From sign-up to accepting dollar payments in 5 minutes.

Enter an amount in pesos. Penny converts it to dollars and generates a QR code. Your customer pays from their phone. Pesos hit your bank account in minutes.

Cobrar
$200.00
Esperando pago...
¡Pago recibido!

Create your account

Sign up with your email, a government-issued ID, and your bank account number. You'll be ready to accept payments in under 5 minutes.

Enter the amount

Type how much you want to charge in pesos. Penny converts to dollars and generates your QR code instantly.

Your customer scans and pays

They scan the QR code and send USDC or USDT from their wallet or exchange app. You get confirmation in seconds.

Receive pesos in your bank

Within minutes, pesos land in your bank account via direct transfer. Zero fees, always.

The Penny app

Meet Penny.

Built to be simple. Enter the amount. We handle everything else.

Compare

Credit cards and Mercado Pago charge 3–5%. Penny charges 0%.

Your money arrives today. Not in weeks.

Característica
Penny
Mercado Pago/Banks/Cards
Accepts digital dollars Yes No
Commission 0% 3–5% per sale
Settlement time In minutes 1–30 days
Chargebacks None, ever Frequent
Equipment needed Just your phone and the Penny app Payment terminal

FAQ

Common questions.

Waitlist

Start accepting dollars at your business

Join the waitlist. We'll reach out as soon as Penny is available in your area.

  • 🔒 Data protected
  • 🌎 Built for Latin America
  • ⚡ Zero fees
  • 🚫 No spam